Earmark Envelopes - Budget Tracking, Saving, Money
Budgeting apps that connect to your bank or credit card accounts and that track each transaction are helpful (or even necessary) for managing your household budget
Earmark Envelopes - Budget Tracking, Saving, Money
Budgeting apps that connect to your bank or credit card accounts and that track each transaction are helpful (or even necessary) for managing your household budget. I use one myself!However, after making my budget, and after giving myself specific amounts each month to spend on Gas, Groceries, Spending Money, etc, I discovered that these large apps, as bulky as they are, leave one thing to be desired.All of my money lives in one checking account, and I need a way to track how much money remains in each of the categories that I use often (sometimes daily).This app addresses that!I didn't want to take cash out of the bank to put into physical envelopes. However, the "envelope" concept is nearly perfect for what I am trying to accomplish. So, I made this app which allows me to create digital "envelopes filled with money". I can now adjust the money amounts in these envelopes after each transaction, as I go about my day, with as few clicks as possible!Step 1: Click the "+" button to create a new envelope with the amount of money you've currently budgeted (e.g: Gas, $175).Step 2: You've finished pumping gas; the pump reads "$37.21". Launch the app, type "37.21" in the Amount field, and click "-" to subtract.Step 3: You now know that you have "$137.79" left in your Gas budget.